Refinancing your home mortgage is a huge decision and one not to be taken lightly. Of course, with the loan process will come fears. Will my mortgage close, will the appraisal come in where it needs to be, will the closing costs go up once my home loan goes to closing, etc? This is common and in some ways even expected feelings for those refinancing their home.
The key is to not let your refinancing fears get in the way of a great financial move for you. Delaying or even bypassing a refinance home mortgage when there are significant benefits sitting on the table for your particular and specific loan scenario can come back to bit you in the future. Refinance mortgage rates are currently at awesome levels, but may not be there down the road if you delay your new home loan due to fear.